Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.