Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should I Invest in Gold? Learning more about gold and its history may help you decide whether it has a place in your portfolio. Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life. Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need.